Commercial Insurance

Welcome to the world of Commercial Auto Insurance, where we ensure your business stays in motion safely and securely. Whether you operate a single vehicle or manage an entire fleet, Commercial Auto Insurance is essential for protecting your business assets on the road. Here’s everything you need to know to keep your operations running smoothly:

Preparing for Your Commercial Auto Insurance Quote

To receive an accurate and comprehensive quote, be prepared with the following information:

Business Information: Basic details about your business, including the nature of your operations.
Vehicle Details: Information about all company vehicles—make, model, year, and Vehicle Identification Number (VIN).
Driver Information: Details about employees who will be driving the vehicles, including their driving history.
Usage Details: How each vehicle is used in your business (e.g., deliveries, transporting goods, service calls).
Current Insurance Policy: Information about any existing commercial auto coverage you may already have.

What Does Commercial Auto Insurance Typically Cover?

Liability Coverage: Protects your business from financial responsibility if one of your vehicles causes injury or property damage.
Physical Damage Coverage: Covers damage to your vehicles caused by collisions, theft, vandalism, or natural disasters.
Uninsured/Underinsured Motorist Coverage: Protects you if your vehicle is involved in an accident with a driver who has insufficient coverage.
Medical Payments Coverage: Covers medical expenses for you and your passengers following an accident.
Hired and Non-Owned Vehicle Coverage: Extends protection to vehicles your business uses but doesn’t own—such as rented vehicles or employee-owned cars used for business purposes.
Cargo Coverage: Insures goods or materials being transported in your vehicles in the event of damage or loss.

Comparing Commercial Auto Insurance Quotes

When reviewing quotes, ensure you’re comparing similar:

• Coverage types
• Policy limits
• Deductibles

Consider your industry-specific risks, the value of your vehicles, and how they’re used in your operations.

Protect Your Business on the Road

Commercial Auto Insurance is a vital part of safeguarding your business operations. Beyond meeting legal requirements, it provides confidence and peace of mind, knowing your business vehicles are protected from the unexpected. Whether you’re delivering products, transporting equipment, or providing mobile services, the right policy keeps your business moving forward securely.

Let us help you find the ideal Commercial Auto Insurance solution—tailored to your unique business needs and built to keep your operations running without interruption.