Condo

Condo living offers comfort, convenience, and community — but it also comes with unique insurance needs. At United Choice Insurance, we provide condo insurance policies designed to protect what matters most to you while complementing your condo association’s master policy.

Our goal is simple: to give you comprehensive, affordable coverage that keeps your condo, belongings, and peace of mind secure.

What Does Condo Insurance Typically Cover?

Personal Property Coverage
Protects your belongings — such as furniture, clothing, and electronics — from theft, damage, or loss.

Interior Structure Coverage
Covers damage to the interior of your condo, including walls, floors, fixtures, and built-in improvements.

Liability Protection
Provides financial protection if someone is injured in your condo or you accidentally cause damage to another person’s property.

Loss Assessment Coverage
Helps cover your share of certain expenses or assessments levied by your condo association for covered losses or liability.

Additional Living Expenses
Pays for temporary living costs — such as hotel stays or meals — if your condo becomes uninhabitable due to a covered claim.

Guest Medical Protection
Covers medical expenses if a guest is injured in your condo, regardless of who’s at fault.

Preparing for Your Condo Insurance Quote

To receive a personalized quote, please have the following details ready:

• Condo Details: Square footage, number of rooms, and any special features.
• Master Policy Information: A copy or summary of your condo association’s master policy helps us identify coverage gaps.
• Personal Property Estimate: An approximate value of your belongings, including furniture, electronics, and personal items.
• Safety Features: Details about smoke detectors, alarm systems, or other safety upgrades.
• Renovations or Upgrades: Information on any recent improvements or customizations to your condo.

Comparing Condo Insurance Quotes

When comparing condo insurance options, consider:

• Coverage limits and deductibles
• Optional riders or endorsements for valuable items
• How your condo association’s master policy impacts your coverage needs

Our team is here to help you understand the details and choose the right balance of coverage and cost.

Protect Your Space with Confidence

Your condo is more than just a place to live — it’s your personal haven. Protect it with a condo insurance policy that fits your lifestyle and ensures lasting peace of mind.

Let United Choice Insurance help you find the perfect coverage today.