Mechanical Breakdown

Mechanical Breakdown Insurance (MBI) is designed to keep your vehicle running reliably by covering repairs to essential mechanical components. Unlike traditional auto insurance, which protects against accidents and external damage, MBI focuses on the inner workings of your car, giving you peace of mind for unexpected mechanical issues.

Preparing for Your Mechanical Breakdown Insurance Quote

To get an accurate quote, gather the following information:

• Vehicle Eligibility – MBI is typically available for newer vehicles or those with lower mileage. Check with your insurer for specific requirements.
• Maintenance Records – Keeping detailed service history helps demonstrate that your vehicle has been properly maintained.
• Vehicle Details – Include make, model, year, and current mileage for a precise quote.

What Does Mechanical Breakdown Insurance Cover?

• Engine Components – Covers major engine parts such as pistons, crankshaft, and timing gears.
• Transmission System – Protection for key transmission parts essential for vehicle operation.
• Drive Axle Components – Ensures coverage for parts that transfer power from the engine to the wheels.
• Brakes, Steering, and Electrical Systems – Covers critical safety and operational systems, including brakes, power steering, and electrical components.
• Air Conditioning & Cooling Systems – Keeps vital comfort and performance systems covered.

Benefits of Mechanical Breakdown Insurance

• Cost-Effective Repairs – Helps avoid large out-of-pocket expenses for unexpected mechanical failures.
• Extended Coverage – Protects beyond the standard manufacturer warranty.
• Additional Perks – Many MBI policies include roadside assistance and rental car reimbursement while your vehicle is being repaired.

Choosing the Right MBI Policy

When selecting a Mechanical Breakdown Insurance policy, consider:

• Insurer reliability and reputation
• Coverage scope and included components
• Deductibles and exclusions
• Comparison of multiple plans to understand what’s covered and what’s not

Drive with Confidence

Mechanical Breakdown Insurance does more than protect your vehicle — it protects your peace of mind. Knowing that your car is covered for unexpected mechanical issues lets you focus on the journey, not potential repairs. Let United Choice Insurance help you find an MBI policy that fits your vehicle and your budget.