Renters

Your rental home is more than just a place to live — it’s where your life happens. Whether you’re in a cozy studio, a spacious apartment, or a rented house, renters insurance protects your personal belongings and provides financial security when the unexpected occurs.

At United Choice Insurance, we make it easy to understand your options and secure coverage that fits your lifestyle and budget.

What Does Renters Insurance Typically Cover?

Personal Property Coverage
Protects your belongings — such as furniture, clothing, and electronics — from losses due to theft, fire, vandalism, or certain types of water damage.

Liability Protection
Covers legal expenses and damages if someone is injured in your rental home, or if you accidentally cause damage to another person’s property.

Additional Living Expenses (ALE)
Pays for temporary living costs, such as hotel stays or meals, if your rental becomes uninhabitable because of a covered event.

Guest Medical Protection
Covers medical expenses if a guest is injured in your rental space, regardless of who’s at fault.

Loss of Use Coverage
Provides financial assistance for extra living costs if your rental unit is temporarily uninhabitable due to a covered loss.

Preparing for Your Renters Insurance Quote

To get a personalized quote quickly and accurately, have the following details ready:

• Personal Information: Your name, rental address, and contact details.
• Inventory of Belongings: A list or estimate of your personal items and their approximate value.
• Safety Features: Information about smoke detectors, security systems, or other safety measures in your rental.
• Previous Insurance History: Details of any past renters insurance policies or claims.

Comparing Renters Insurance Quotes

When reviewing quotes, look beyond just the price. Consider:

• Coverage limits and deductibles
• Any optional add-ons or endorsements
• The total value of your possessions
• The specific risks associated with your rental location

Our insurance experts can help you compare your options and ensure you get the right coverage at the right price.

Protect Your Rental, Protect Your Peace of Mind

Renters insurance isn’t just a landlord requirement — it’s a smart investment in your security and comfort. It safeguards your belongings, provides liability protection, and ensures you can recover from life’s surprises without financial strain.

Let United Choice Insurance help you find the perfect renters insurance policy today.